VIP Personal Lines Insurance

Our Personal Insurance specialists will assist you in determining the protection that is right for you. Whether it's a Tenant's package for rented accommodations, a Condominium owner's package or a homeowners policy for every style and price of home.

Your chosen policies will provide cover for treasured possessions as well as liabilities that can be incurred as the occupier or owner of your place of residence.

Coverage

  • Automobiles
  • Jewelry
  • Fine Art
  • Boats, Snow machines and other recreational vehicles
  • Cottages
  • Excess liability for sports and duties as a Director or Officer in certain situations.

Reasons to Choose Homeowners Insurance

Extended Replacement Cost:
If your home is destroyed due to a covered loss, Nacora chooses insurers who will promise to rebuild using materials, design and workmanship of comparable quality. No cap when extended replacement cost is offered.

Rebuild at another Location Cash Option:
Our insurance partners will pay cash, up to the policy limit for homes that are destroyed due to a covered loss. You are free to spend your settlement any way you wish, even if you choose to rebuild at another location - or not rebuild at all.

In-house Appraisals:
You receive a complimentary, professional appraisal. The elegant report clearly documents the specifications used to establish replacement costs.

Cash Settlement on Contents:
Our insurance partners pay cash for lost, stolen or damaged contents with no deduction for depreciation and no requirement to replace. Coverages are worldwide.

20% Contents Extension:
You can extend 20% of the contents limit of your principal dwelling to cover contents permanently kept at other location. There is no charge for this coverage and it does not reduce contents coverage on the principal dwelling.

Unlimited Additional Living Expenses:
If you need to temporarily move out of your residence while it is being repaired or rebuilt, your insurance could pay the additional expenses you incur. This will ensure you are able to maintain the lifestyle you enjoyed prior to the loss.

Unlimited Rebuilding to Code/By-Law:Obtain the extra funds needed when it is necessary to conform to any by-law that regulates the rebuilding or repair of a dwelling. This is critical coverage for historic homes.

Students away from Home:
Our insurance partners' industry leading contents coverage for students away from home provides peace of mind to many customers. You can rest assured the comprehensive Homeowner's policy has your family well protected.

Business Property:
Receive up to $25,00 for a covered loss to business property you own or possess.

Identity Fraud:
Our insurance partner will pay your covered identity fraud expenses, up to a maximum of $50,000 for each occurrence.